Compare the old and new tax regimes instantly under Budget 2025 slabs. Enter your income, see your tax both ways, and know which regime saves you more.
| Taxable income | Rate |
|---|---|
| Up to ₹4,00,000 | Nil |
| ₹4,00,001 – ₹8,00,000 | 5% |
| ₹8,00,001 – ₹12,00,000 | 10% |
| ₹12,00,001 – ₹16,00,000 | 15% |
| ₹16,00,001 – ₹20,00,000 | 20% |
| ₹20,00,001 – ₹24,00,000 | 25% |
| Above ₹24,00,000 | 30% |
Rebate under Section 87A makes tax zero for taxable income up to ₹12,00,000 in the new regime. With the ₹75,000 standard deduction, salaried income up to ₹12.75 lakh is effectively tax-free.
| Taxable income | Rate |
|---|---|
| Up to ₹2,50,000 | Nil |
| ₹2,50,001 – ₹5,00,000 | 5% |
| ₹5,00,001 – ₹10,00,000 | 20% |
| Above ₹10,00,000 | 30% |
The old regime keeps 80C, 80D, HRA and home-loan deductions, with a ₹50,000 standard deduction and an 87A rebate up to ₹12,500 (income up to ₹5 lakh).
Yes — under the new regime, taxable income up to ₹12 lakh has zero tax thanks to the ₹60,000 Section 87A rebate. For salaried people, the ₹75,000 standard deduction lifts this to ₹12.75 lakh.
If you claim big deductions (80C, home loan, HRA), the old regime may win; otherwise the new regime is usually better. This tool compares both for your exact numbers.
It adds the 4% cess and the 87A rebate. Surcharge (above ₹50 lakh) and capital-gains rates aren't included — our experts handle those.
Disclaimer: This calculator is for general guidance using FY 2025-26 (AY 2026-27) rates and does not constitute tax advice. Verify with a professional before filing.