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Charge Creation (CHG-1)

Took a secured loan? The charge on your company’s assets must be registered in CHG-1 within 30 days. We file it correctly so your financing stays compliant.

Overview

When a company borrows against its assets, the charge created in favour of the lender must be registered with the ROC in Form CHG-1 within 30 days of creation. Registration protects the lender’s priority and keeps the company’s charge register accurate; delay attracts additional fees and complications.

GovYapar files CHG-1 with the charge details and instrument, and updates your register of charges — keeping both you and your lender protected.

What’s included

  • CHG-1 preparation & filing
  • Charge-instrument review
  • Lender & asset detail capture
  • Register of charges update
  • Delay-condonation guidance if late
  • Coordination with the lender

Who needs this

  • Companies taking secured loans
  • Businesses giving asset-backed guarantees
  • Startups raising venture debt

Documents required

  • Loan/charge agreement
  • Asset & lender details
  • CIN & board resolution inputs
How it works

Simple, done-for-you process

A real Chartered Accountant handles the filing end-to-end.

1

Review

Charge instrument & terms checked.

2

Prepare

CHG-1 with charge details drafted.

3

File

Submitted within 30 days.

4

Update

Register of charges updated.

FAQs

Common questions

Within 30 days of creating it, in Form CHG-1. Late registration is possible with additional fees/condonation but is best avoided.

Usually the company; lenders can also file if the company doesn’t. We coordinate to ensure it’s done.

It secures the lender’s priority and keeps your statutory charge register accurate — important for audits and future financing.

Related

Related services

Register your charge on time.

CHG-1 filed within 30 days, records updated.

Talk to a CA →