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Charge Modification

Loan terms, amount or security changed? Any modification to a registered charge must be filed with the ROC. We handle your charge modification (CHG-1) on time.

Overview

When the terms of a secured loan change — the amount, interest, security, or other conditions of a registered charge on the company’s assets — the modification must be registered with the ROC by filing Form CHG-1, generally within 30 days. This keeps the charge register accurate and the security enforceable.

GovYapar prepares CHG-1 with the modification instrument and lender details, and files it within the deadline — completing the charge trio alongside creation and satisfaction.

What’s included

  • Modification-instrument review
  • CHG-1 preparation & attachments
  • Lender coordination
  • On-time ROC filing
  • Charge-register update
  • Acknowledgement & records

Who needs this

  • Companies whose loan terms have changed
  • Businesses altering secured borrowings
  • Companies keeping charge records accurate

Documents required

  • CIN & existing charge details
  • Loan/modification agreement
  • Lender details
  • Board resolution inputs
How it works

Simple, done-for-you process

A real Chartered Accountant handles the filing end-to-end.

1

Review

We check the modified terms & instrument.

2

Prepare

CHG-1 & attachments readied.

3

File

Submitted to ROC within the deadline.

4

Update

Charge register & records updated.

FAQs

Common questions

Generally within 30 days of the modification. Late filing attracts additional fees, so we file promptly.

Changes to the amount, terms, rate, or security of an existing registered charge. We confirm whether your change needs CHG-1.

Usually the company files, though lenders can too. We coordinate with your lender as needed.

The modified charge may not be fully enforceable and penalties apply. Timely filing protects everyone’s position.

Related

Related services

Register your charge modification.

CHG-1 filed on time — keep your charge records accurate. CA/CS-assisted.

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