Waiting on customer payments? Unlock cash tied up in unpaid invoices to keep operations running. We prepare your receivables file.
Invoice / bill discounting lets you get an advance against your unpaid customer invoices — turning receivables into immediate working capital instead of waiting 30–90 days for payment. It’s ideal for B2B businesses with creditworthy customers and stretched cash flow.
How GovYapar helps: as Chartered Accountants, we prepare the financial documents banks actually want — clean ITRs, GST records, bank-statement analysis, CMA data, projections and a Detailed Project Report (DPR) where needed — and package a strong, well-documented loan file. A well-prepared file meaningfully improves your chances and terms. We don’t guarantee approval (no one honestly can), but we give your application its best shot and connect you with the right lender.
A real Chartered Accountant handles the filing end-to-end.
We review your invoices & buyers.
Financials & receivables documentation readied.
Facility set up with a bank/platform.
Advance funds against eligible invoices.
It advances cash against specific unpaid invoices rather than a fixed loan — you unlock your own receivables, improving cash flow without long-term debt.
Yes — since repayment comes from your buyers paying their invoices, lenders assess buyer credit. We help present strong receivables.
It suits B2B businesses with invoice-based, credit-period sales. For B2C, other working-capital options fit better — we advise.
Yes — loan interest rates, amounts and tenure vary by lender, scheme and your profile, and government scheme limits are revised periodically. We help you compare current offers and confirm the latest rules — we don’t quote fixed rates because they differ for every borrower.
We prepare your receivables & financials file — free consult.
Talk to a CA →