Collateral-free finance for micro and small businesses under the Pradhan Mantri Mudra Yojana. We prepare your application and documents.
A Mudra loan under the Pradhan Mantri Mudra Yojana (PMMY) provides collateral-free finance to micro and small non-farm businesses, across three categories — Shishu (smallest), Kishore (mid) and Tarun (largest) — up to ₹10 lakh (with higher limits for eligible repeat borrowers under recent revisions). It’s ideal for small traders, shopkeepers, manufacturers and service providers.
How GovYapar helps: as Chartered Accountants, we prepare the financial documents banks actually want — clean ITRs, GST records, bank-statement analysis, CMA data, projections and a Detailed Project Report (DPR) where needed — and package a strong, well-documented loan file. A well-prepared file meaningfully improves your chances and terms. We don’t guarantee approval (no one honestly can), but we give your application its best shot and connect you with the right lender.
A real Chartered Accountant handles the filing end-to-end.
We pick the right Mudra category for your need.
KYC, financials & application readied.
Submitted to a Mudra-lending bank.
We support till the loan is disbursed.
Yes — Mudra loans under PMMY are collateral-free, which is what makes them so accessible for micro businesses.
They are the three Mudra loan categories by size — Shishu (smallest), Kishore (mid), and Tarun (largest). We assess which fits your requirement.
Non-farm micro and small businesses — traders, manufacturers, service providers and self-employed individuals. We confirm your eligibility.
Yes — loan interest rates, amounts and tenure vary by lender, scheme and your profile, and government scheme limits are revised periodically. We help you compare current offers and confirm the latest rules — we don’t quote fixed rates because they differ for every borrower.