Buy or upgrade machinery and equipment without straining cash flow — the asset itself often serves as security. We prepare your loan file.
A machinery / equipment loan finances the purchase or upgrade of business machinery, equipment or vehicles — with the asset often serving as primary security, which can make approval easier. It lets you modernise or scale capacity while preserving working capital.
How GovYapar helps: as Chartered Accountants, we prepare the financial documents banks actually want — clean ITRs, GST records, bank-statement analysis, CMA data, projections and a Detailed Project Report (DPR) where needed — and package a strong, well-documented loan file. A well-prepared file meaningfully improves your chances and terms. We don’t guarantee approval (no one honestly can), but we give your application its best shot and connect you with the right lender.
A real Chartered Accountant handles the filing end-to-end.
We review the machinery & quotation.
Financials & projections readied.
Loan application submitted with quotation.
Support till the asset is financed.
Often yes — the financed asset itself serves as primary security, which can improve approval and terms. Additional collateral may or may not be needed.
Some lenders finance used/refurbished equipment; terms differ. We advise based on the asset and lender.
A proforma invoice or quotation for the machinery, alongside standard KYC and financials. We coordinate these.
Yes — loan interest rates, amounts and tenure vary by lender, scheme and your profile, and government scheme limits are revised periodically. We help you compare current offers and confirm the latest rules — we don’t quote fixed rates because they differ for every borrower.