Redesign your CTC so more of it reaches your pocket. We structure salary and allowances to legally cut tax, for founders and for teams.
How a salary is structured, the mix of basic, HRA, allowances, NPS employer contribution and perquisites — can change take-home pay meaningfully without changing the CTC. Under the right structure and regime choice, employees keep more and employers stay compliant.
Govyapar designs a tax-efficient CTC for founders and teams, compares old vs new regime, and documents it so payroll and TDS line up.
From review to implement, a Chartered Accountant does the work.
We study your current CTC & goals.
A tax-efficient structure is built.
Old vs new regime tax shown.
Payroll & TDS aligned to the plan.
Yes — legally. The right mix of HRA, allowances, NPS and perquisites, plus the correct regime, can raise take-home without raising CTC.
It does — many exemptions don’t apply under the new regime. We compare both and structure for whichever wins for each person.
Very, a clean, compliant salary structure saves employees tax and keeps your payroll TDS correct.