Income Tax · All Income Tax services

Salary Structuring & CTC Planning

Redesign your CTC so more of it reaches your pocket. We structure salary and allowances to legally cut tax — for founders and for teams.

Overview

How a salary is structured — the mix of basic, HRA, allowances, NPS employer contribution and perquisites — can change take-home pay meaningfully without changing the CTC. Under the right structure and regime choice, employees keep more and employers stay compliant.

GovYapar designs a tax-efficient CTC for founders and teams, compares old vs new regime, and documents it so payroll and TDS line up.

What’s included

  • CTC / salary structure design
  • HRA, LTA & allowance optimisation
  • NPS (80CCD(2)) & perquisite planning
  • Old vs new regime comparison
  • Employer TDS alignment
  • Employee-friendly explainer

Who needs this

  • Founders setting their own pay
  • Employers designing team salaries
  • Employees wanting to reduce tax
  • HR/payroll teams

Documents required

  • Current CTC breakup
  • Investment & rent details
  • Employee count (for teams)
How it works

Simple, done-for-you process

A real Chartered Accountant handles the filing end-to-end.

1

Review

We study your current CTC & goals.

2

Design

A tax-efficient structure is built.

3

Compare

Old vs new regime tax shown.

4

Implement

Payroll & TDS aligned to the plan.

FAQs

Common questions

Yes — legally. The right mix of HRA, allowances, NPS and perquisites, plus the correct regime, can raise take-home without raising CTC.

It does — many exemptions don’t apply under the new regime. We compare both and structure for whichever wins for each person.

Very — a clean, compliant salary structure saves employees tax and keeps your payroll TDS correct.

Related

Related services

Keep more of your salary.

A tax-efficient CTC designed by a CA.

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