Estimate your monthly in-hand salary from your CTC after EPF, professional tax and income tax.
From your CTC we subtract the employee EPF (12% of basic), professional tax and estimated income tax (new regime, FY 2025-26) to arrive at your in-hand pay. It is an estimate; actual figures depend on your exact salary structure.
This estimate uses the new regime with the Rs 75,000 standard deduction. For a precise old-vs-new comparison, use our Income Tax Calculator.
CTC includes employer contributions (like employer EPF) and deductions (EPF, PT, tax) that reduce your actual in-hand pay.
Disclaimer: This calculator is for general guidance only and does not constitute professional advice.